Workers Compensation


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Zero Down Workers Comp 

Workers Compensation insurance combined with payroll processing - more...

Workers Compensation 

Arthur J. Gallagher Risk Management Services offers many options to clients when it comes to workers compensation, from first-dollar coverage to dividend programs to self-insured programs with specific and aggregate excess coverages. We also excel at designing risk financing alternatives, such as workers compensation pools, association programs, and package programs that include workers compensation in a single-basket aggregate retention.

Because of the strong relationships we have developed with insurance companies, we can successfully place coverage for tough lines of business or special classes of employment. And we see to it that our clients receive excellent claims and loss control service, whether from an insurance company, a third-party administrator or our own claims and loss control personnel.

Let us design a creative solution for you.

Workers Compensation Solutions 

Safety Programs to Lower Workers Compensation Costs

Arthur J. Gallagher Risk Management Services works with you to identify goals for your risk management program, and to help you reduce risk and control costs.

We can provide proactive loss prevention and safety services that help reduce the frequency and severity of losses, protect employees and the public, meet government regulatory compliance requirements and safeguard your organization's assets.

Our safety and loss prevention services include:

  • Accountability systems, including safety committees
  • Carrier services oversight
  • D.O.T. compliance programs
  • Defensive driving training
  • Environmental consulting
  • Ergonomic assessments and recommendations
  • Hazard surveys and recommendations
  • Hazardous material reviews, audits and training
  • Loss analysis and trending
  • New employee orientation
  • OSHA compliance programs
  • Regulatory compliance audit services
  • Safety programs to standardize safety compliance
  • Safety training programs
  • Substance abuse program development and training

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