Gallagher Public Entity & Scholastic Division specializes in serving the risk management and insurance needs of the public sector. This sector has long been a core competency of our company and, today, represents a significant portion of our brokerage business.

Our clients include cities, towns, counties, housing authorities, special districts, pools, public schools and state governments. On behalf of our clients, we've created insurance pools and spearheaded the unbundling of insurance services. While we understand the need for conventional insurance, we continue to believe in the alternative market as the best way to control costs over the long run.

Our product and services for public entity and scholastic clients include traditional first-dollar placements, deductible programs and self-insured retention programs. We want to help you strike the right balance between assuming manageable risk and transferring catastrophic risk. We can also help you focus on preventing losses by implementing effective risk control and enterprise risk management programs.

Public entities and schools are mandated to provide certain services; in addition, they must also try to reduce risks, especially for those in hazardous professions such as law enforcement, firefighting, public works and school transportation. Managing the risks of decision-making, including hiring, firing and discrimination, and high-profile exposures such as workplace violence and cybercrime, is also critically important. Our approach is to collaborate with you to evaluate your risk environment, assess your needs on an ongoing basis, and recommend improvements that help reduce the cost of risk.

With 24 offices that service public sector clients, Gallagher Public Entity & Scholastic Division can deploy its resources and knowledge to all parts of the country based upon client need.