Why Us?Whether mortgage banker, broker, warehouse lender or mortgage investor, Arthur J. Gallagher Risk Management Services, has been providing operational coverage solutions to the mortgage banking community for more than a decade. Our expertise and access to numerous, highly-rated insurance carriers, allow us to tailor coverage to the needs of our clients and provide them with the best product at the best price. Experienced staff, diverse product mix, quality service all make us your complete insurance solution. Why Protect Your Business? Fraud, dishonest employees, negligence, and third-party originations can lead to costly losses for your company. You work hard to grow your business and achieve success, why put your company’s assets in jeopardy by neglecting your company’s risk management? We can help you understand potential pitfalls and how you can insure yourself against these possibly catastrophic losses. SAFE Mortgage Licensing Act Rules HUD implemented the SAFE Mortgage Licensing Act which is designed to enhance consumer protection and reduce fraud by encouraging states to establish minimum standards for the licensing and registration of state-licensed mortgage loan originators and for the Conference of State Bank Supervisors (CSBS) and the American Association of Residential Mortgage Regulators (AARMR) to establish and maintain a nationwide mortgage licensing system and registry for the residential mortgage industry. |